Frequently Asked Questions
Everything you need to know before you hire us!
What should I look for in a contractor?
Your contractor should be licensed and insured in your area. Ask to see a copy of current insurance. Also, are they local? After a major storm, a lot of contractors flock to an area in the hopes of getting work. But, will they be there in a year if you have a problem? Check references and go with your gut! Don’t get pressured into signing a contract. Your house isn’t going to fall down if you wait two days to make sure you feel comfortable with who you are hiring!
How much will I have to pay for the repairs?
The only out-of-pocket cost to you is your deductible. Your deductible is payable to the contractor that you hire. Are contractors offering to “waive” your deductible? According to Colorado State Senate Bill 12-038, a contractor is prohibited form waiving an insurance deductible. Go with a contractor, Grissom Contracting, who follows the letter of the law and stays within guidelines set by the state.
What if the insurance estimate is different than Grissom's estimate?
When your insurance adjuster comes to assess the damage to your property, he or she isn’t always aware of current shingle pricing, code upgrades, permit costs, etc. We use the same software as all the insurance companies, Xactimate, to establish a price for the work that needs to be performed. However, we add in all applicable code upgrades, shingle costs, permit fees, overhead and profit, etc. to our bid that we submit to the insurance. We negotiate with insurance to come to an agreed-upon price for the work to be performed. Due to upgrades, etc., the original estimate is often much lower than the actual price that is paid out at the end of the project.